Privacy Policy (Reafino)

1. Information we collect

The information we may collect about you to operate effectively, ensure compliance, and improve your experience.

• 1.1Wallet information: we may collect the blockchain wallet address you use to connect to the platform. Wallet addresses are essential for processing transactions and verifying ownership of digital assets.
• 1.2Personally identifiable information: we may collect personally identifiable information when you specifically and knowingly provide it to us, such as your E-mail address, name, phone number, or other information. We may collect and use your personally identifiable information to provide customer service or information you request.
• 1.3Identity verification information: if required by law or compliance protocols, we may collect KYC related data such as your name, data of birth, government issued ID document, and proof of address, this information is processed securely through trusted verification partners.
• 1.4Technical and Usage data: we may automatically collect information such as your IP address, browser type, operating system, device identifiers, and interaction logs when you use the platform. In addition to log data, we may also collect information about devices you use for the site.
• 1.5Blockchain transaction data: your interactions with smart contracts deployed on the Cardano blockchain, including transaction hashes, timestamps, and amounts, may be publicly visible and recorded permanently on the blockchain, Reafino the “site” does not control or modify blockchain records.

2. How we use your Information

We may use the information we collect for a variety of legitimate business purposes, including to provide, maintain, protect, and improve the Reafino Platform and to comply with our legal obligations. Specifically, we may use your information to:

• 2.1Provide and operate the Platform: Facilitate your participation in crowdfunding campaigns, investment pools, insurance products, and other services available through Reafino the “site”.
• 2.2Verify your identity: (if required only KYC) — Conduct Know Your Customer (KYC) and Anti-Money Laundering (AML) checks, if required under applicable laws or Platform policies.
• 2.3Communicate with you: Respond to your inquiries, provide technical support, send administrative notifications, and share updates about the Platform.
• 2.4Enhance security and prevent fraud: Monitor and analyse Platform activity to detect, prevent, and address security breaches, fraudulent activities, and other harmful conduct.
• 2.5Improve the Platform: Analyse usage patterns to improve functionality, performance, and user experience across the Platform.
• 2.6Comply with legal obligations: Satisfy applicable legal, regulatory, tax, accounting, and compliance requirements, including responding to lawful government requests.

We analyse how users access and use the Site, both on an aggregated and individual basis, to improve functionality, respond to user preferences, and conduct research.

3. Sharing of information

We respect your privacy and will share your information in limited circumstances, as necessary to operate the Reafino the “site” platform and comply with legal obligations.

• 3.1With service providers: We may engage third-party vendors, such as identity verification providers, hosting companies, analytics services, and IT support services, to assist in delivering our Platform. These providers are contractually obligated to handle your data securely and only as instructed by us.
• 3.2With regulatory or governmental authorities: We may disclose your information if required by law, regulation, legal process, or government request, including to comply with Know Your Customer (KYC), Anti-Money Laundering (AML), tax, or other legal obligations.
• 3.3For protection and enforcement: We may share information if necessary to protect the rights, property, or safety of Reafino, our users, or others, or to detect and prevent fraud, security breaches, or technical issues.
• 3.4Affiliates: We may disclose the information we collect from you to our affiliates or subsidiaries solely for the purpose of providing the site to you; however, if we do so, their use and disclosure of your personally identifiable information will be maintained by such affiliates in accordance with this policy.
• 3.5In connection with business transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction, subject to appropriate confidentiality protections.

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

4. Data storage and security

4.1We implement reasonable and appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Please be aware that despite our efforts, no data security measures can guarantee 100% security.

4.2Information collected off-chain (such as KYC documents and contact information) is securely stored with trusted third-party providers that comply with recognized security standards.

4.3Blockchain transactions, such as wallet addresses and transaction histories, are recorded on the Cardano blockchain, which is decentralized, public, and immutable. Reafino does not control, delete, or modify any data permanently recorded on the blockchain.

4.4Despite our efforts, no method of transmission over the Internet or method of electronic storage is 100% secure. Accordingly, we cannot guarantee the absolute security of your information.

4.5You are responsible for maintaining the confidentiality of your wallet credentials and ensuring the security of your own devices and access points when using the Platform.

5. Data retention

5.1We retain your personal information only for as long as necessary to fulfil the purpose described in this privacy policy or to comply with legal, regulatory, or operational requirements.

5.2We need to retain the information to comply with federal, state, or local laws, or for accounting or tax purposes.

6. Cookies and third party links

6.1Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your web browser for record-keeping purposes. Some cookies allow us to make it easier for you to navigate our site, while others are used to enable a faster log-in process or to allow us to track.

6.2Our site may contain links to third-party websites. Any access to and use of such linked websites is not governed by this policy, but instead is governed by the privacy policies of those third-party websites. We are not responsible for the information practices of such third-party websites.

7. Your rights regarding your information

Depending on your jurisdiction and subject to applicable laws, you may have certain rights relating to the personal information we collect and process about you.

7.1 Access: You have the right to request access to the personal information we hold about you and to receive a copy of that information.

7.2 Correction: You may request that we correct or update inaccurate, incomplete, or outdated personal information.

7.3 Deletion: You may request the deletion of your personal information, subject to applicable legal obligations requiring us to retain certain information for regulatory or compliance purposes.

7.4 Objection and Restriction: You may object to the processing of your personal information or request that we restrict the use of your information under certain circumstances.

7.5 Withdrawal of Consent: Where we rely on your consent to process your personal information, you have the right to withdraw your consent at any time without affecting the lawfulness of prior processing.

To exercise any of these rights regarding your information, you may contact us through provided communication channels. We will respond to your requests in accordance with applicable data protection laws and may require verification of your identity before processing your request.

Children under 18

Our site is not designed for children under 18. If we discover that a child under 18 has provided us with personal information, we will delete such information from our system.

Changes to this policy

This policy is current as of the Effective date set forth above. We may change this policy from time to time, so please be sure to check back periodically. We will post any changes to this policy on the site. If we make any changes to this policy that materially affect our practices with regard to personal information we have previously collected from you, continued use of the platform after changes become effective constitutes acceptance of the revised privacy policy.

Contact information

If you have any question or concern regarding this privacy policy, please contact us at:
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